These Terms and Conditions ("Terms") govern your use of the website and services provided by Zovexithivon ("we," "us," or "our") at https://zovexithivon.com. By accessing our website, subscribing to our services, or otherwise engaging with us, you agree to be bound by these Terms. If you do not agree, please do not use our services. Last updated: June 19, 2025.
In these Terms:
To use our Services, you must:
By using our Services, you represent and warrant that you meet these eligibility requirements.
Zovexithivon provides a subscription-based financial planning service, which includes access to:
Our Services are for general informational and planning purposes only and do not constitute personalized financial advice. For further details, see our Disclaimer.
Our Services are offered through a subscription model with the following terms:
By using our Services, you agree to:
All content on our Website and Services, including text, graphics, logos, tools, and software, is owned by Zovexithivon or its licensors and is protected by South Africans and international copyright laws. You may access and use this content solely for personal, non-commercial purposes in connection with our Services. Any unauthorized use, reproduction, or distribution is strictly prohibited.
We reserve the right to suspend or terminate your access to our Services at our discretion, with or without notice, if:
You may terminate your subscription at any time through your account settings or by contacting us. Upon termination, your access to paid Services will cease at the end of the current billing cycle, and no refunds will be provided for partial months, except as required by law.
To the maximum extent permitted by law, Zovexithivon, its directors, employees, agents, or affiliates will not be liable for any direct, indirect, incidental, consequential, or special damages, including but not limited to financial losses, loss of data, or missed opportunities, arising from:
Nothing in these Terms excludes or limits our liability for guarantees under the South Africans Consumer Law (ACL) or for gross negligence, fraud, or willful misconduct.
You agree to indemnify and hold Zovexithivon, its directors, employees, and affiliates harmless from any claims, losses, or damages, including legal fees, arising from your breach of these Terms, misuse of our Services, or violation of applicable laws.
Our Services may include links to or integrations with third-party websites, tools, or services (e.g., payment processors). We are not responsible for the content, privacy practices, or performance of these third parties. Your use of third-party services is at your own risk and subject to their respective terms.
These Terms are governed by and construed in accordance with the laws of New South Wales, South Africa. You agree to submit to the exclusive jurisdiction of the courts of New South Wales for any disputes arising from or relating to these Terms or our Services.
If a dispute arises, we encourage you to contact us first to resolve the issue informally. If the dispute cannot be resolved, you may pursue remedies under South Africans Consumer Law or through the courts of New South Wales. We do not agree to mandatory arbitration unless required by law.
We may update these Terms from time to time to reflect changes in our Services, legal requirements, or business practices. Any updates will be posted on this page with a revised "Last updated" date. We will notify you of material changes via email or through our Website. Your continued use of our Services after such changes constitutes acceptance of the updated Terms.
If you have any questions, concerns, or requests regarding these Terms or our Services, please contact us at:
For more information about our privacy practices, see our Privacy Policy. For details about the limitations of our Services, see our Disclaimer.